Privacy Policy

This is the Privacy Policy (the “Policy”) applicable to this website (hereinafter the “Site”). This Policy is subject to and must be read in conjunction with the Terms and Conditions of Use (“Terms”) of the Site and is binding on all Site users. Modern Loss, LLC. (hereinafter “Modern Loss”) collects certain non-personal information and certain personally identifiable information that may be used to provide you (“you” or “User”) with customized services, content, industry information and/or advertisements. This Policy explains the information we collect about you, how we use the information, some of the security steps taken to protect the information, and the choices you have to review, revise and/or restrict our usage of this information.

By using the Site you are accepting and agreeing to be bound by each of the Terms set forth in this Policy. Modern Loss may modify this Policy at any time. Amended Terms of this Policy are effective as of the date that they are posted. You should, therefore, review this Policy from time to time. Your access and use of the Site after the effective date of any amendment to this Policy means that you have accepted its amended Terms. If you do not agree to be bound by (or cannot comply with) the terms of this Policy as amended from time to time, you agree that your sole remedy is to cease using the Site. Your continued use of the Site constitutes your agreement to be bound by the amended terms (that is, the then current terms) of this Policy.

For purposes of this Policy, to use, access and/or visit the Site includes visiting the Site or any of its pages (“Use”).

Modern Loss and/or its agents may collect your personal identifiable information when you Use the Site or when you register to Use the Site Modern Loss may also collect your personal identifiable information when you otherwise submit information to Modern Loss, including instances when you do not complete any applicable registration process in its entirety. The type of personal identifiable information that Modern Loss collects may include, without limitation, your: (a) full name; (b) email address and mobile telephone number; (c) gender; (d) age; (e) physical or mailing address; and (f) any and other information requested on the applicable registration form. Modern Loss may contract or employ other companies, agents or entities to send mail or email to you, fix internal problems in relation to the handling personally identifiable information, analyze data, provide business and marketing analysis, and to perform other functions on behalf of Modern Loss.

Modern Loss may use your personal information to analyze and manage its business and for any other internal purposes. Modern Loss may use third parties to help operate the Site, its business or for any other product or activity.

Modern Loss reserves the right to release past or current personally identifiable information in the event that Modern Loss believes that you are using or have used the Site (or any part thereof): (i) in violation of the Terms of the Site, as they may be amended from time to time; (ii) to break the law. Additionally, Modern Loss may release your personally identifiable information if (i) such information is subpoenaed or ordered to be disclosed by any authority; (ii) Modern Loss is sold, acquired or merges with any other entity; and/or (iii) Modern Loss deems it necessary or appropriate including, without limitation, sharing your e-mail address with other third parties for suppression purposes in compliance with the Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003 (CAN-SPAM Act of 2003), as amended from time to time, and the corresponding Federal Trade Commission’s regulations.

Except as otherwise provided in this Policy, or if Modern Loss requests from you and obtains your permission to share your personally identifiable information with third parties, Modern Loss shall not share your personally identifiable information with third parties.

Personally identifiable information may be disclosed to the proper authorities in special situations where Modern Loss has reason to believe that doing so is necessary to identify, contact or bring legal action against anyone damaging, injuring, or interfering (intentionally or unintentionally) with Modern Loss rights, property, users, or anyone else who may be harmed by such activities. Modern Loss may reveal personally identifiable information when it has been informed by law enforcement authorities or has established a good faith belief that the law requires Modern Loss to do so.

Non-personally identifiable information (including without limitation, the type of browser that you use and its version, your IP address, your location or your general geographic location, the operating system that you use and its version, and the domain name of your Internet service provider, aggregate information from all Site visitors and/or registered users) may be collected by Modern Loss and used to analyze and improve Modern Loss’s service and products and to design, customize, and improve the Site and for any other purpose, including but not limited to commercial purposes.

When you visit or register in the Site, Modern Loss may send a cookie and/or gif file (“Cookie”) to assign an anonymous, unique identifier to your Internet browser and/or your computer. A Cookie is a short string of data that allows our Site to remember who you are, serving much like a unique membership ID. Modern Loss uses Cookies to remember reference keys to some of your Site preferences so that we can provide a more convenient experience during your next visit. A cookie will be stored in your hard drive and contain non-personally identifiable information about you. You may delete and/or block Cookies from your browser, but this may affect the quality and/or performance of the Site. To disable and reject all Cookies, follow the instructions associated with your Internet browser. Modern Loss reserves the right to retain Cookie data indefinitely. Modern Loss reserves the right to retain personally identifiable information and non-personally identifiable information indefinitely.

The Site may contain links to other websites (“External Links”). Modern Loss is not responsible for the privacy practices of other websites. We encourage users to read the privacy statements of each and every website that collects personally identifiable information.

Also, we encourage users under the age of twenty one (21) to ask a parent or guardian for permission before providing or sending any information to anyone online. Any registration by, use of or access to the Site by anyone under eighteen (18) years, is unauthorized, unlicensed and in violation of the Site’s Terms of Use.